If you are involved in an accident, you might discover that the other driver does not want to report the accident to the police or to their own insurance provider. They may even offer to pay for your damages and your medical bills. However, there are several reasons why this can be a bad idea.
Understand State Law
Some states require that you report a car accident. For example, in Georgia, you must report your accident to local law enforcement if the damages are more than $500. Therefore, you would only legally be able to avoid contacting the police after the most minor of accidents. Therefore, you will want to contact a police officer and wait for the officer to write a report.
There are several reasons why a driver might not want to report the accident. They might not have a license or insurance. They may have committed a crime. Regardless, if the other driver is not cooperative, this might make it much more difficult to receive compensation for your injuries.
How to Receive Compensation for Personal Injuries
If you suffer a personal injury, you will be able to receive compensation by filing a claim with your insurance provider. However, if your injuries are very severe, you might find that your injuries exceed your policy limits. Once you have exceeded your policy limit, you will need to pay for your medical expenses yourself unless a personal injury lawyer can allow you to successfully file a lawsuit.
Whether or not you receive compensation is based partially on whether you have insurance yourself and state in which you reside. For example, states like California have "No Pay No Play" laws where you are entitled to limited or no compensation if you do not have auto insurance.
Settle or Litigate?
If you are in contact with the other party, you may be able to reach a settlement out of court. This would be the easiest and least expensive option. However, you will want to speak with a personal injury lawyer who can help you make sure that all your damages are calculated so you can receive the settlement you deserve.
If the other party is not willing to settle, you will be able to take legal action against them. However, you will want to first make sure that they have assets you can liquidate to pay for the damages you have suffered. Reach out to a personal injury law firm to learn more.Share
18 February 2021
When it comes to your personal rights, how much do you really understand the law. About ten years ago, I realized that I didn't really understand my rights when I was accused of something that I knew I didn't do. I could tell that I needed to work with a lawyer who had a better understanding of what I was up against, so I contacted a local team that could help. They were really incredible to work with, and I was impressed with how well they were able to fight the charges. This blog is here for anyone struggling with legal drama.